Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
About Tramazzo Insurance Group
With over 28 years of experience in Financial Services, Joe Tramazzo has provided product guidance to some of the largest financial advisory and broker-dealer firms in the country. Recognizing a significant gap in Medicare planning within the financial planning process, Joe dedicated himself to offering specialized guidance for those approaching Medicare eligibility. This focus led to the formation of a team as the demand for his expertise grew.
Sherry Tramazzo, with a financial background herself, naturally joined the team, contributing to its growth and success. Together, Joe and Sherry Tramazzo have developed an entirely referral-based practice, helping hundreds of individuals navigate the complex Medicare enrollment process with ease and confidence.
Joe and Sherry met and wed in New Jersey and have happily resided in South Florida for over 20 years. They have two sons—one in college and the other finishing high school. The family enjoys quality time with their two loving Labrador Retrievers and are avid supporters of the Miami Dolphins.
About Tramazzo Insurance Group
Joe and Sherry provide personalized service and clearly define the pros and cons of each alternative to help me make the best insurance decision for me. Highly recommended.
Sherry and Joe were amazing to deal with. Needless to say, the details of Medicare are a mystery to most of us, and Sherry and Joe made the whole process easy and seamless, including filling out all the necessary forms. Then, they check that everything has gone through correctly and send you follow up emails with links to make sure you set up payment correctly. I can’t recommend the more highly.
Highly knowledgeable, extremely personable and excellent communicators... I found Joe and Sherry to be well worthy of my trust in working through the Medicare maze! UPDATE: Headed into year 2 of retirement and I still feel very 'looked after' by Team Tramazzo!
If you want to ease into Medicare with no pain or anguish please contact Sherry and Joe.
I was referred to Joe and the Tramazzo Insurance Group from a trusted source to help my wife and I navigate the maze of options associated to medicare. They laid out, in easy-to-understand views, the various options, how they worked, and what the pros and cons were. We were able to choose the option that best fit us and our situation. In addition, they assisted and guided us in the mechanics to move from our current healthcare insurance to our new choice. I strongly recommend Joe and his team for anyone trying to choose new or wanting to optimize their current medicare insurance situation!
Joe and Sherry, simplified would appear to be a complicated process and made it enjoyable
Joe and Sherry were extremely helpful in navigating the Medicare maze! Their professionalism and kindness was appreciated during the entire process. I highly recommend contacting them as you approach Medicare eligibility!
⭐ Five Stars for Joe & Sherry – Medicare Made Easy! ⭐ Navigating Medicare can feel like learning a new language but thanks to Joe and Sherry, the process became refreshingly clear and manageable. From our first conversation, they demonstrated true professionalism, deep knowledge, and most importantly, genuine care. They took time to understand my unique needs and explained every step with patience and clarity. No pressure, no jargon just honest guidance and thoughtful recommendations that left me feeling informed and empowered. What stood out most was how seamless they made everything. From enrollment to coverage options, they handled the details with confidence and kindness, making sure I felt comfortable every step of the way. Their support turned what could’ve been a stressful experience into something surprisingly smooth and even uplifting. If you're looking for trusted experts who truly have your back, Joe and Sherry are exceptional. I can’t recommend them highly enough.
I had questions on an annuity which I held for my grandchildren to receive on my death.Joe and Sherry Trammazo provided a very detailed synopsis of my options including rolling it over to another investment, awarding the grandchildren now, how the taxes could be effected and how my money would be protected. They are very knowledgeable and personable to deal with. Thank you Tamazzo Insurance
Fantastic service, kind professional and caring!
Joe and Sherry were fantastic. Joe had to navigate several complicating factors influencing my particular insurance needs. He put a great deal of time and effort into finding solutions and came up with a perfect plan for me. I can’t recommend them highly enough.
The team was incredible, supportive and helpful. They walked me all the way until the process was completed. Would highly recommend them and I give them a 10.
Best insurance agents I have ever dealt with. Great knowledge and most serviceable.Glad to have them as my agent
We are so fortunate to have received Joe and Sherry's info from our trusted financial advisor. Their knowledge and professionalism is outstanding. They explained all our Medicare options very clearly and made the entire process very pleasant and easy. We are extremely pleased and highly recommend them.
I graduated from a top ten law school and recently retired after 39 years of a varied, complex and challenging practice. Nonetheless, trying to understand all of the salient aspects of Medicare was driving me a bit nuts. Fortunately, Mark Gibson of the Citrus Group at Morgan Stanley connected me and my wife with Joe and Sherry Tramazzo. They were able to quickly confirm or dispel my interpretations and understandings regarding various options and requirements. Joe and Sherry were easy to talk with and quickly and comfortably helped us select the right company and plan for us. I will definitely be recommending them to my friends and former partners.
Shari and Joe are very knowledgeable, professional and very nice, making the whole process a pleasure. Highly recommend them.
The Tramazzo team was amazing to work with. They made it easy for me to make a decision about my Medicare plan. Thank you, Joe and Sherry!!
Joe and Sherry are the best medicare agents. They guide you through the entire process to help you pick the best plans for your individual needs. They are also EXTREMELY patient and willing to answer all of your questions. I honestly can't thank them enough. I highly recommend them and have already referred them to friends and family members!!
Sherry and Joe are so knowledgeable and timely with the Medicare program! As a client and new student of this important Medicare process they understand that no question is the wrong one and totally understand all the ins and outs per personal needs and expectations. I am referring this fabulous Medigap team to all my friends and professional acquaintances. Thank you Sherry & Joe so much!!!! Darren
What a team! Sherry and Joe are amazing! Both are extremely knowledgeable in their work and are very thoughtful, kind and patient. I had a lot of questions and concerns regarding the upcoming changes to the Part D/Prescription drug plan for 2025. They answered all of them in detail and did everything they could to make sure I chose the right plan for me. I honestly can't say enough good things about this team and I will be referring them to my family and friends! If you're looking for help contact the Tramazzo Insurance Group. Hands down they are the best out there! P.S. They also helped me with Medicare earlier this year and made a very complex issue much easier! Contact them, you won't be sorry!
Accurate information, excellent service, and quick responses to questions from the Tramazzo team... I'd give a 10/10 if there were more stars available.
Personalized Insurance Plans for Every Need
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.
CLIENTS OF FINANCIAL ADVISORS
Medicare is an important part of the financial planning process. Your trusted financial advisor has likely directed you to us to help you navigate Medicare under their watchful eye. The Medicare Execution Process™ was designed with client and financial advisor in mind to educate you on how Medicare works, on your options, and what to do when. Most clients of the financial advisors we work with have unique needs centered around having higher income, and with trying to understand when to maximize/minimize income for the purposes of managing Medicare premiums.
This process is designed to not only educate you, but to help you execute on the best options for you, and report those results back to your financial advisor.
The 3 most common times we meet clients for the first time are:
- Age 64
- Age 65+ still working and about to retire
- When your financial advisor suggests an annual review
FINANCIAL ADVISORS
Medicare Planning is the most overlooked part of the financial planning process. We get it. The Medicare FA Process was created with financial advisors in mind. This is the ONE part of the financial plan when clients are looking AWAY from their advisor for advice.
We work with financial advisors across the USA to engage clients about Medicare at the exact time to get clients looking back TOWARDS you. We operate this process in a way that reflects positively on you; their trusted financial advisor who they already trust with so much.
CLICK HERE TO SEE HOW WE WORK WITH
FINANCIAL ADVISORS
Have Questions? We Are Here For You!
Licensed in AL, AZ, CA, CO, FL, GA, HI, IL, IN, MD, MI, MO, MS, NC, NH, NJ, NM, NY, PA, SC, TN, TX, VA, WA
Adding More States As Necessary
FL Insurance License: W685355
CA Insurance License: 4153901