MAKE THE RIGHT MEDICARE CHOICE

Simplifying the complexities of Medicare for seniors

About Tramazzo Insurance Group

With over 28 years of experience in Financial Services, Joe Tramazzo has provided product guidance to some of the largest financial advisory and broker-dealer firms in the country. Recognizing a significant gap in Medicare planning within the financial planning process, Joe dedicated himself to offering specialized guidance for those approaching Medicare eligibility. This focus led to the formation of a team as the demand for his expertise grew.

Sherry Tramazzo, with a financial background herself, naturally joined the team, contributing to its growth and success. Together, Joe and Sherry Tramazzo have developed an entirely referral-based practice, helping hundreds of individuals navigate the complex Medicare enrollment process with ease and confidence.

Joe and Sherry met and wed in New Jersey and have happily resided in South Florida for over 20 years. They have two sons—one in college and the other finishing high school. The family enjoys quality time with their two loving Labrador Retrievers and are avid supporters of the Miami Dolphins.

Joe and Sherry Tramazzo - Tramazzo Insurance

LEARN ABOUT THE ABCs OF MEDICARE:

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Personalized Insurance Plans for Every Need

We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

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Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

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Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

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Individual Health Insurance

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.

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Dental Insurance

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.

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Critical Illness

If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.

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CLIENTS OF FINANCIAL ADVISORS

Medicare is an important part of the financial planning process. Your trusted financial advisor has likely directed you to us to help you navigate Medicare under their watchful eye. The Medicare Execution Process™ was designed with client and financial advisor in mind to educate you on how Medicare works, on your options, and what to do when. Most clients of the financial advisors we work with have unique needs centered around having higher income, and with trying to understand when to maximize/minimize income for the purposes of managing Medicare premiums.

This process is designed to not only educate you, but to help you execute on the best options for you, and report those results back to your financial advisor.

The 3 most common times we meet clients for the first time are:

Age 64
Age 65+ still working and about to retire
When your financial advisor suggests an annual review

FINANCIAL ADVISORS

Medicare Planning is the most overlooked part of the financial planning process. We get it. The Medicare FA Process was created with financial advisors in mind. This is the ONE part of the financial plan when clients are looking AWAY from their advisor for advice.

We work with financial advisors across the USA to engage clients about Medicare at the exact time to get clients looking back TOWARDS you. We operate this process in a way that reflects positively on you; their trusted financial advisor who they already trust with so much.

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FINANCIAL ADVISORS