Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
About Tramazzo Insurance Group
With over 28 years of experience in Financial Services, Joe Tramazzo has provided product guidance to some of the largest financial advisory and broker-dealer firms in the country. Recognizing a significant gap in Medicare planning within the financial planning process, Joe dedicated himself to offering specialized guidance for those approaching Medicare eligibility. This focus led to the formation of a team as the demand for his expertise grew.
Sherry Tramazzo, with a financial background herself, naturally joined the team, contributing to its growth and success. Together, Joe and Sherry Tramazzo have developed an entirely referral-based practice, helping hundreds of individuals navigate the complex Medicare enrollment process with ease and confidence.
Joe and Sherry met and wed in New Jersey and have happily resided in South Florida for over 20 years. They have two sons—one in college and the other finishing high school. The family enjoys quality time with their two loving Labrador Retrievers and are avid supporters of the Miami Dolphins.
About Tramazzo Insurance Group
Highly knowledgeable, extremely personable and excellent communicators... I found Joe and Sherry to be well worthy of my trust in working through the Medicare maze! UPDATE: Headed into year 2 of retirement and I still feel very 'looked after' by Team Tramazzo!
I was referred to Joe and the Tramazzo Insurance Group from a trusted source to help my wife and I navigate the maze of options associated to medicare. They laid out, in easy-to-understand views, the various options, how they worked, and what the pros and cons were. We were able to choose the option that best fit us and our situation. In addition, they assisted and guided us in the mechanics to move from our current healthcare insurance to our new choice. I strongly recommend Joe and his team for anyone trying to choose new or wanting to optimize their current medicare insurance situation!
⭐ Five Stars for Joe & Sherry – Medicare Made Easy! ⭐ Navigating Medicare can feel like learning a new language but thanks to Joe and Sherry, the process became refreshingly clear and manageable. From our first conversation, they demonstrated true professionalism, deep knowledge, and most importantly, genuine care. They took time to understand my unique needs and explained every step with patience and clarity. No pressure, no jargon just honest guidance and thoughtful recommendations that left me feeling informed and empowered. What stood out most was how seamless they made everything. From enrollment to coverage options, they handled the details with confidence and kindness, making sure I felt comfortable every step of the way. Their support turned what could’ve been a stressful experience into something surprisingly smooth and even uplifting. If you're looking for trusted experts who truly have your back, Joe and Sherry are exceptional. I can’t recommend them highly enough.
Best insurance agents I have ever dealt with. Great knowledge and most serviceable.Glad to have them as my agent
We are so fortunate to have received Joe and Sherry's info from our trusted financial advisor. Their knowledge and professionalism is outstanding. They explained all our Medicare options very clearly and made the entire process very pleasant and easy. We are extremely pleased and highly recommend them.
I graduated from a top ten law school and recently retired after 39 years of a varied, complex and challenging practice. Nonetheless, trying to understand all of the salient aspects of Medicare was driving me a bit nuts. Fortunately, Mark Gibson of the Citrus Group at Morgan Stanley connected me and my wife with Joe and Sherry Tramazzo. They were able to quickly confirm or dispel my interpretations and understandings regarding various options and requirements. Joe and Sherry were easy to talk with and quickly and comfortably helped us select the right company and plan for us. I will definitely be recommending them to my friends and former partners.
Accurate information, excellent service, and quick responses to questions from the Tramazzo team... I'd give a 10/10 if there were more stars available.
Personalized Insurance Plans for Every Need
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.
CLIENTS OF FINANCIAL ADVISORS
Medicare is an important part of the financial planning process. Your trusted financial advisor has likely directed you to us to help you navigate Medicare under their watchful eye. The Medicare Execution Process™ was designed with client and financial advisor in mind to educate you on how Medicare works, on your options, and what to do when. Most clients of the financial advisors we work with have unique needs centered around having higher income, and with trying to understand when to maximize/minimize income for the purposes of managing Medicare premiums.
This process is designed to not only educate you, but to help you execute on the best options for you, and report those results back to your financial advisor.
The 3 most common times we meet clients for the first time are:
- Age 64
- Age 65+ still working and about to retire
- When your financial advisor suggests an annual review
FINANCIAL ADVISORS
Medicare Planning is the most overlooked part of the financial planning process. We get it. The Medicare FA Process was created with financial advisors in mind. This is the ONE part of the financial plan when clients are looking AWAY from their advisor for advice.
We work with financial advisors across the USA to engage clients about Medicare at the exact time to get clients looking back TOWARDS you. We operate this process in a way that reflects positively on you; their trusted financial advisor who they already trust with so much.
CLICK HERE TO SEE HOW WE WORK WITH
FINANCIAL ADVISORS
Have Questions? We Are Here For You!
Licensed in AL, AZ, CA, CO, FL, GA, HI, IL, IN, MD, MI, MO, MS, NC, NH, NJ, NM, NY, PA, SC, TN, TX, VA, WA
Adding More States As Necessary
FL Insurance License: W685355
CA Insurance License: 4153901