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MAKE THE RIGHT MEDICARE CHOICE

Simplifying the complexities of Medicare for seniors 

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About Tramazzo Insurance Group 

With over 28 years of experience in Financial Services, Joe Tramazzo has provided product guidance to some of the largest financial advisory and broker-dealer firms in the country. Recognizing a significant gap in Medicare planning within the financial planning process, Joe dedicated himself to offering specialized guidance for those approaching Medicare eligibility. This focus led to the formation of a team as the demand for his expertise grew.

Sherry Tramazzo, with a financial background herself, naturally joined the team, contributing to its growth and success. Together, Joe and Sherry Tramazzo have developed an entirely referral-based practice, helping hundreds of individuals navigate the complex Medicare enrollment process with ease and confidence.

Joe and Sherry met and wed in New Jersey and have happily resided in South Florida for over 20 years. They have two sons—one in college and the other finishing high school. The family enjoys quality time with their two loving Labrador Retrievers and are avid supporters of the Miami Dolphins.

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Joe and Sherry Tramazzo - Tramazzo Insurance 

LEARN ABOUT THE ABCs OF MEDICARE:

What our customers say
reviews
5.0
(41)
Paul Balzer
Paul Balzer
15 days ago
I was referred to Joe by my Financial Advisor. My wife was turning 65 and it was time to enroll in Medicare. The whole experience was a pure Master Class in everything we needed to know about all things Medicare and guiding us to a decision on the best supplement. The service and follow up was off the charts. Total Pro.
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Debbie Smith
Debbie Smith
1 month ago
Joe and Sherry were very knowledgeable and helpful in learning about Medicare and health insurance options. It was a pleasure working with them.
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E B (EB)
E B (EB)
1 month ago
If I could add more stars I would, Sherri and Joe are EXCEPTIONAL. It was great to work with them, they are professional, knowledgeable, respectful, and responsible. They explained everything in detail, sometimes more than once so I could understand all the rules, they provided the information, account numbers etc. I actually had to use my Prescription plan the very first day and as always, they were there to help me. They shopped and found the best prices for me. I will not use anyone else in the future and I have recommended them to all of my friends. You won't find another couple as good as they are at helping you transition or renew.
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Laura Parker
Laura Parker
1 month ago
Joe and Sherry made the Medicare process so much easier. I was being bombarded with confusing information, they helped clear the clutter and find me the right plan/program for my needs.
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Mark Reno
Mark Reno
2 months ago
Best insurance experience I've ever had. Both Joe and Sherry helped me understand and navigate all the insurance lingo. They were a huge help with deciding which plan to take. I recommend them highly!! Thanks to Joe and Sherry!!
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Susan Siegel
Susan Siegel
2 months ago
Joe and Sherry could not have been any more helpful in navigating the Medicare process with us. They are knowledgeable and take great care in helping determine the best plan(s) for their clients. They are patient, ready to answer any questions and very accessible via phone or email. We very much appreciate their help with this, and our plans kick in within just a few days!
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Julie Duce
Julie Duce
2 months ago
Sherry & Joe were very helpful with navigating the Medicare maze. We appreciate all their help!
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James
James
2 months ago
Joe was accommodating and patient in guiding me through the Medicare sign-up process. It is extremely important to make wise choices in this process, and you only get one chance with the Medicare Supplement or Medigap policies. I highly recommend Joe, and my wife will use him as well when she is ready for Medicare in a few years.
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Personalized Insurance Plans for Every Need

We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle. 

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

 

Individual Health Insurance

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.

 

 

Dental Insurance

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.

 

 

Critical Illness

If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.

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CLIENTS OF FINANCIAL ADVISORS

Medicare is an important part of the financial planning process. Your trusted financial advisor has likely directed you to us to help you navigate Medicare under their watchful eye. The Medicare Execution Process™ was designed with client and financial advisor in mind to educate you on how Medicare works, on your options, and what to do when. Most clients of the financial advisors we work with have unique needs centered around having higher income, and with trying to understand when to maximize/minimize income for the purposes of managing Medicare premiums.

This process is designed to not only educate you, but to help you execute on the best options for you, and report those results back to your financial advisor.

The 3 most common times we meet clients for the first time are:

  1. Age 64
  2. Age 65+ still working and about to retire
  3. When your financial advisor suggests an annual review

 

 

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FINANCIAL ADVISORS

Medicare Planning is the most overlooked part of the financial planning process. We get it. The Medicare FA Process was created with financial advisors in mind. This is the ONE part of the financial plan when clients are looking AWAY from their advisor for advice.

We work with financial advisors across the USA to engage clients about Medicare at the exact time to get clients looking back TOWARDS you. We operate this process in a way that reflects positively on you; their trusted financial advisor who they already trust with so much.

 CLICK HERE TO SEE HOW WE WORK WITH

FINANCIAL ADVISORS

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